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Need Some Help?Are you in need of repairs or modifications to safely live in your home? With our Aging in Place and Brush with Kindness Repair Program, your home can be updated by our incredible volunteers! Scroll down for more information.
Applications are now closed for the year. *Partner family announced this Spring. |
Repair Program Service Options
With our new Habitat Helpers Repair Program, we are offering TWO ways to help you comfortably live in your home. Through our Aging in Place and Brush with Kindness programs, we will modify your exterior and interior so it's a safe place to call home for years to come.
Aging in PlaceOur Aging in Place option is perfect for the elderly couple or single senior who chooses to reside in their home, instead of heading into a retirement or assisted living facility. However, they may just need a few things updated to comfortably and safely still reside at their residency.
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Brush with KindnessOur Brush with Kindness option is perfect for those who need some TLC on the exterior of their home, needing window replacement or just simply living with a family member who needs modifications made to their home to safely and comfortably get around the inside and outside.
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Ready to Get Started?
To see if you qualify and meet our criteria and guidelines before applying, please scroll down to read on.
If you have any questions during the application process, please contact us.
If you have any questions during the application process, please contact us.
General Criteria and Guidelines
Please make sure to read all the information below to make sure you are able to apply for our Habitat Helpers Repair Program.
Sweat EquityThe Homeowner MUST be present during all work performed by Red River Valley Habitat for Humanity. The homeowner must assist in the repair as needed, unless they are physically unable.
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Application CriteriaApplicant MUST own the home and use it as their primary address. It cannot be a investment property or summer residence.
Taxes, Insurance, and Mortgage payments (if applicable) must be current. Homeowner must have homeowner's insurance. This will be verified during the application process through the applicant providing the most recent mortgage statement. In the event the homeowner's mortgage is not in escrow which includes tax and insurance payment, the homeowner will be required to provide receipt of insurance payment and tax payment. The property must have no mechanics liens. |
Loan RepaymentFULL repayment of mortgage over 24 months based on 30% of income. No pre-payment penalty if the homeowner wishes to pay off early. Mortgages originated under the repair program will have the same terms as mortgages originated under the homeownership program, with the exception of the repayment period.
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Limit of WorkRed River Valley Habitat for Humanity will undertake either home preservation work (minor exterior work) or minor interior repair work. Total program work is limited to $5,000 annually, but may be more if we receive more funding.
Our repair program will not do:
For critical home repair, weatherization, foundation, structural work, plumbing, electrical, heating and furnace, LIHEAP and roofing, please contact Red River Valley Community Action, by visiting their website here. |
Habitat Helpers Repair Program Income Guidelines
Meet Our Criteria and Guidelines?
If you meet all of our qualifications and are ready to apply, please stay informed on future application periods, by following our social media pages.
Our partner family will be announced this Spring with work beginning shortly after.
Our partner family will be announced this Spring with work beginning shortly after.
