New Home Program

Qualifying Household Income

***For households greater than 8 members, please contact the office for income limits.**

Application Process

If you think you might like to apply for our new home program, fill out the pre-screening form at the bottom of this page. This asks a few questions that will help us get a good idea of whether or not you meet the minimum eligibility requirements. If you meet these requirements, we'll help you proceed with the application process.

Timeline to Homeownership

PRE-SCREENing Questionnaire

You must fill out the pre-screening questionnaire below on this page before you can receive an application to fill out.

Submit application

After submitting a pre-screening questionnaire and receiving an application, complete the application thoroughly and include tax returns, paystubs, and proof of income or property ownership. Habitat staff can assist with the process.

Partner Family Selection

Applicants undergo two interviews with Habitat’s Family Services Committee before final approval by the Board of Directors.

Partner Family Orientation

Selected families receive program details, sign a partnership agreement, and commit to required sweat equity and public relations involvement.

Groundbreaking Ceremony

Families invite loved ones to the site where their home will be built, marking the beginning of the construction process with a dedication and blessing as they dig the first hole in the ground before excavation begins for construction.

Construction Begins

Habitat leads the process with assistance from the partner family; customization is limited to paint, flooring, and exterior choices.

Homebuyer Education

This class will teach you how to take care of your home
This course will be taught online and can be completed at your own pace but must be completed by the time construction is completed

Construction Finishes

Typically takes up to 12 months.

Sign Purchase Agreement

A licensed realtor explains the buying process; financial documents and assistance options are reviewed before signing.

Home Dedication Ceremony

Celebration with family, friends, and community partners, including a final blessing.

Sale Closes

About 30 days after signing the purchase agreement, final documents are signed, and ownership is transferred. Families can move in, with mortgage payments beginning the following month.